Buying Apartments in Bulgaria, the Process and Associated Costs

S & P Realty OOD ( is an established real estate agent with offices in Bansko, Bulgaria and Sunny Beach, Bulgaria and which specializes in the resale of private apartments for resale owned principally at this time by English and Irish owners.
Our resale coverage areas on the Black Sea are St. Vlas, Sunny Beach, Nesebar, Ravda, Pomorie, Elenite.
Our resale coverage area in the ski resorts of Bulgaria is Bansko and Razlog and to a lesser extent Pamporovo and Borovets.
All of our apartments for resale are privately owned. Since each owner is a private person it is also possible to negotiate on the sale price and payment terms.
Our firm and agency is paid by the seller.
As a buyer you are responsible for the following during your purchase:
* At the notary on the day of the sale the Stamp tax on the deed, approximately 3% of the sale amount as listed on the notary deed
* The notary deed filing and creation fees, approximately 200 euros
* Your solicitor fees if you choose to hire one of 300 - 500 euros.

During your purchase there are several documents prepared and researched for the sale to legally proceed at the notary office:
* A document from the municipality court declaring that there are no mortgages, loans or judgements against the property
* A document declaring that all utility bills are paid in full
* A document from the municipality that the apartment is registered and in the local city planning database/records and is registered in the tax office
* A document from the local tax administration that the property taxes are paid in full.

We can also assist you with visa and documents required for visas such as Act 16 certification of a development/complex, lodging for your stay, etc if needed. Our company S & P Realty OOD has represented a large number of Russian, Greek, Bulgarian, English citizens who have purchased our resale apartments and can provide references upon request.

Contact us if you would like to know more about purchasing a resale property in Bulgaria at our following locations: Bansko Office or Sunny Beach Office.